WELCOME TO IRAIVI

Who we are?

Iraivi is a Unit of Arul Financiers Pvt Ltd, a Reserve Bank of India (RBI)- registered Non-Banking Financial Company (NBFC) dedicated to uplifting Below Poverty Line (BPL) communities by providing comprehensive economic empowerment through financial solutions across the Education, MSME’s, Health, Women Welfare and Society Empowerment. Iraivi operates with a core objective of alleviating poverty through livelihood development initiatives that reach out to the underserved poor who do not have access to credit from traditional financial institutions at affordable rates of interest and at the appropriate time.

As a socially responsible entity, Iraivi actively engages in Corporate Social Responsibility (CSR) initiatives, that go beyond the Self Help Group and Joint Liability Group. The CSR of Iraivi recognizes the importance of good health for the well-being and productivity of our Target Communities.

Iraivi has aided a significant number of active groups. We presently possess a branch in Chennai Suburban, operating in various socially and economically disadvantaged communities. Iraivi solely works in the most underserved areas of rural, semi-urban, and metropolitan regions, with a focus on women's entrepreneurship and also on social enrichment. Iraivi is committed to helping underprivileged communities to cultivate secure futures for the next generation. We work with the most marginalized families and communities, regardless of religion, race, ethnicity, and gender, to generate lasting transformation in their lives.Read more

Supremacy on the Services

Affordable interest rates are determined on a reducing balance basis without the compounding effect.

No Processing charges on premiums for insurance, and incurred on the actual basis as quoted by insurance providers.

Convenient repayment with secure and simple

We entrain Socio-Economic Skill development.

Empowering Financial Inclusion through Group-Based Approaches

Fostering financial inclusion and economic empowerment through group-based financial services, including SHG, JLG, FPO, and Micro Enterprise initiatives. Leveraging collective strength and community dynamics to reach remote and rural populations, particularly those with modest incomes, to support sustainable development and long-term viability.

SHG
SHG leverages the power of group dynamics, mutual support, and community-based approaches to providing financial services to the poor. Iraivi works very effectively in reaching remote, rural, and people with modest incomes.
JLG
By harnessing the group's collective strength and social dynamics, JLG fosters financial inclusion, risk mitigation, long-term viability, and a positive impact on society.
FPO
Iraivi successfully reaches and supports small and marginalized farmers of FPO, who are often disregarded by other financial institutions. We contribute economic well-being of rural farming communities.
Micro Enterprise
Iraivi empowers and enables small-scale entrepreneurs to obtain the business support they require to establish, sustain, and grow their ventures, thereby promoting the economic development of underserved communities.