Iraivi Gnana Loan
We believe every student carries a dream worth achieving. But when financial challenges stand in the way, ambitions remain grounded. With IRAIVI GNANA LOAN, we provide the necessary financial support to lift those dreams, allowing students to focus on learning, growing, and reaching their goals — effortlessly and without worry.
“Every Student’s Ambition Deserves Wings – IRAIVI helps you fly with ease.”
- Purpose:To directly fund school fee.
- Target Group:Parents or Legal Guardians of Enrolled Student.
- Loan Amount:Up to: ₹ 50,000
- Interest Rate:Affordable and Transparent rate
- Repayment Tenure:Fixed Tenure of 6 months
- Repayment Frequency:Daily, Weekly, Fortnightly, or monthly as per Parents Convenience
- Documents Required:Simple and Minimal
Key Benefits
- Schools receive fee payments directly through IRAIVI.
- Our Financial Support Covers Tuition Fee & Auxiliary Expenses.
- Financial Relief to Parents – reduces financial stress due to fee delays.
- Eligible for all working parents, regardless of their employment type.
- Quick Approval Turnaround - speed disbursal with higher responsibility
Eligibility Criteria
Iraivi is fully compliant with the guidelines set by the Reserve Bank of India (RBI) and is dedicated to supporting and enhancing the educational success of its members.
- Schools receive fee payments directly through IRAIVI.
- Our Financial Support Covers Tuition Fee & Auxiliary Expenses.
- Financial Relief to Parents – reduces financial stress due to fee delays.
- Eligible for all working parents, regardless of their employment type.
- Quick Approval Turnaround - speed disbursal with higher responsibility
Instalment Illustration
Flexible repayment options designed to support parents — whether daily wage earners, self-employed, or salaried — in managing school fee expenses with ease.
- Daily Repayment PlanIdeal for Daily Wage Workers and Self-Employed Parents
- Loan Amount:₹10,000
- Effective Interest Rate:6.89%
- Repayment Frequency:Daily
- Installment (EDI):₹59
- Tenure:180 Days
- Weekly Repayment PlanDesigned for Self-Employed Parents
- Loan Amount:₹10,000
- Effective Interest Rate:6.89%
- Repayment Frequency:Weekly
- Installment (EWI):₹411
- Tenure:26 Weeks
- Bi-Weekly Repayment PlanFor Self-Employed Parents with Moderate Cash Flow
- Loan Amount:₹10,000
- Effective Interest Rate:6.89%
- Repayment Frequency:Fortnightly
- Installment (EFI):₹823
- Tenure:180 Days
- Monthly Repayment PlanBest for Salaried Parents
- Loan Amount:₹10,000
- Effective Interest Rate:6.89%
- Repayment Frequency:Monthly
- Installment (EMI):₹1,795
- Tenure:6 Months